I am going to speak from experience here. It’s not worth the debt. Don’t take out debt. I still have debt from 20 years ago. Yikes sounds scary. Time flies.
It’s a good experience and it might help you, but for me not really. I mean by itself it didn’t get me ahead. I studied art with an emphasis on painting.
If you are not sure then wait till you are. Do other stuff. Travel, learn, get experience and do the things that you want to do.
I guess it depends on what you want to study. But I repeat it’s not worth the debt. Stay debt free. A lot of people are going to tell you to do it probably but…